My 8th Pay

HRA City Classification: X, Y and Z Cities

Every X and Y city for central government HRA and Transport Allowance, by state, with CGHS centres and pay today and under the 8th Pay Commission. Any place not listed is Z class (10% HRA). Checked 23 October 2026.

HRA and transport allowance depend on where your office is, not where you live.

X cities (30% HRA)

Gujarat

Haryana

Karnataka

Maharashtra

Tamil Nadu

Telangana

Uttar Pradesh

West Bengal

Delhi

Y cities (20% HRA)

Andhra Pradesh

Assam

Bihar

Chhattisgarh

Goa

Gujarat

Haryana

Jharkhand

Karnataka

Kerala (Keralam)

Madhya Pradesh

Maharashtra

Meghalaya

Odisha

Punjab

Rajasthan

Tamil Nadu

Telangana

Uttar Pradesh

Uttarakhand

West Bengal

Andaman and Nicobar Islands

Chandigarh

Jammu and Kashmir

Puducherry

Often mistaken for part of Mumbai or Delhi, but Z class unless your office has a specific Department of Expenditure sanction: Panvel, Kharghar, Navi Mumbai (Raigad side: Panvel taluka), Greater Noida.