Kochi: HRA, TA and Estimated 8th Pay Commission Salary
Kochi, Kerala (Keralam), is a Y-class place for central government House Rent Allowance: 20% of basic pay today. The Department of Expenditure's list (OM of 21 July 2015, Census 2011) names "Kochi (UA)" as Y class.
Kochi is one of the 19 cities with the higher Transport Allowance: ₹1,350 a month plus DA for Levels 1 and 2 (₹3,600 if basic pay is ₹24,200 or more), ₹3,600 for Levels 3 to 8 and ₹7,200 for Levels 9 and above.
HRA and transport allowance depend on where your office is, not where you live.
CGHS is available in Kochi (1 allopathic wellness centre). Cover depends on living within a centre's notified area; serving employees pay the CGHS contribution for their level. Run by CGHS Thiruvananthapuram.
| Level | HRA today | In hand today | HRA, 8th CPC | In hand, 8th CPC |
|---|---|---|---|---|
| Level 1 | ₹3,600 | ₹31,400 | ₹5,536 | ₹38,556 |
| Level 2 | ₹3,980 | ₹34,516 | ₹6,112 | ₹42,372 |
| Level 3 | ₹4,340 | ₹41,068 | ₹6,672 | ₹49,682 |
| Level 4 | ₹5,100 | ₹47,300 | ₹7,840 | ₹57,420 |
| Level 5 | ₹5,840 | ₹53,368 | ₹8,976 | ₹64,946 |
| Level 6 | ₹7,080 | ₹63,306 | ₹10,880 | ₹77,330 |
| Level 7 | ₹8,980 | ₹78,686 | ₹13,792 | ₹96,422 |
| Level 8 | ₹9,520 | ₹83,114 | ₹14,624 | ₹1,01,934 |
| Level 9 | ₹10,620 | ₹97,894 | ₹16,320 | ₹1,18,930 |
| Level 10 | ₹11,220 | ₹1,02,754 | ₹17,232 | ₹1,24,912 |
| Level 11 | ₹13,540 | ₹1,21,778 | ₹20,800 | ₹1,48,550 |
| Level 12 | ₹15,760 | ₹1,39,632 | ₹24,208 | ₹1,70,778 |
| Level 13 | ₹24,620 | ₹2,12,284 | ₹37,824 | ₹2,60,984 |
| Level 14 | ₹28,840 | ₹2,46,888 | ₹44,304 | ₹3,03,914 |
8th CPC columns are estimates: basic × 1.92, DA reset to 0, HRA at 16% as from July 2017. In hand is after NPS, CGHS, and CGEGIS, before income tax and professional tax. Level 14 uses the ordinary transport allowance, not the official-car option.
CGHS wellness centres in Kochi
From the CGHS directory (cghs.mohfw.gov.in), checked 22 October 2026. Check timings with the centre.
- Kochi
O/o CMO I/C, E-01/ Type V, BSNL quarters
Kerala (Keralam) government employees: their DA and pay revision →
Other cities in Kerala (Keralam)
Is Kochi an X, Y or Z city for HRA?
Kochi is a Y-class city for central government HRA. The Department of Expenditure's list (OM of 21 July 2015, Census 2011) names "Kochi (UA)" as Y class.
Is there a CGHS wellness centre in Kochi?
Yes. The CGHS directory lists 1 allopathic wellness centre or polyclinics here, including Kochi.
What is HRA in Kochi today, and under the 8th Pay Commission?
20% of basic pay today, because DA is above 50%: ₹3,600 a month at Level 1. Under the 8th CPC it is not decided; if the 2016 pattern repeats, it would start at 16% of the new basic pay.